Fast NO DOC Business Finance

Instantly turn property equity into business momentum.

Fast, property-secured funding for business owners who need capital for a time-sensitive opportunity, cash flow or refinance.

  • No business bankstatements required
  • Facilities from$50k to $5m
  • Terms from1 to 12 months

Special bonus

Preserve working capital by getting a 6 Month Payment Holiday

For eligible facilities, up to six months' interest may be prepaid as part of the loan structure. That can mean no scheduled loan payments during the initial period.

Quick enquiry

Your funding

Let’s start with what the business needs.

Step 1 of 3
$50,000
$50,000$5,000,000+
What will the funds be used for?
When do you need the funds?

Your enquiry is sent securely to EquityTap and will not affect the broker portal.

01

Share your scenario

Answer a few straightforward questions about the funding and property security.

02

Talk to a specialist

An EquityTap lending specialist reviews the details and speaks with you directly.

03

Receive a clear next step

If the scenario fits, we explain the structure and the cost and aim to fund you in as little as 24 hours.

Two Australian business owners discussing their funding options in a workshop

Built for real business pressure

Funding structures that can solve a timing problem—not add to it.

When cash flow is already fragile, adding repayments immediately can make the problem worse. An eligible EquityTap facility can prepay up to six months of interest, giving the business time to put the funds to work before scheduled repayments begin.

Share your scenario

No more daily repayments

Create breathing room when cash flow is under pressure

A business carrying costly daily or weekly repayments may be able to refinance into a property-backed facility and, when eligible, use a six-month payment holiday to protect working capital while it resets.

Reduced cash flow

A structure that can look beyond a difficult trading period

Where recent cash flow has dropped and other lenders will not proceed, available real-estate equity and a period without scheduled payments can make a workable funding structure possible.

$500k opportunity

Move now instead of waiting months for a bank

When an opportunity cannot wait for a bank’s process, short-term property-backed funding may bridge the timing gap—then be repaid when longer-term bank finance becomes available.

Illustrative scenarios only. Timing, structure and availability depend on the individual application, property security and approval.

Simple, direct and practical

A lender that looks at the opportunity in front of you.

We understand things don't always go to plan, and we're here to help.

Bad credit isn’t an issue

We simply look at the available equity in the security property and the business purpose.

Deal direct with the lender

Speak with EquityTap—not a chain of brokers passing the story along.

Less financial paperwork

No business bank statements or tax returns are required for the initial assessment.

Short trading history considered

Newer businesses can still be assessed when there is a sensible plan and suitable security.

Australian food-production business owners reviewing an opportunity

Need the funds urgently?

Tell us if the opportunity needs funding in the next 24 hours so our team can prioritise the timing.

Tell us what needs to happen—and when.

A genuine EquityTap lending specialist will review the security, timing and funding need, then give you a clear next step.

Start the quick enquiry